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A rideshare accident can be frightening as a victim and confusing as a claimant. You might not know which insurance company is the right one to hear your claim or who is legally responsible for your injuries. The rideshare company may make things worse by disputing liability or denying a valid claim to damages. If you were recently in an Uber or Lyft accident, consult with our Atlanta rideshare attorneys at The Simon Law Firm. We offer free initial consultations to clients in Georgia.
A claim against a big company can be difficult to win as an injured individual. You do not have to go up against a powerful corporation such as Uber or Lyft alone, however. Our Atlanta rideshare accident attorneys will have the legal knowledge and resources to help you bring a strong claim against a company and/or individual. Hiring a rideshare lawyer means refusing to allow anyone to take advantage of you during the claims process.
Financial responsibility for an auto accident in Atlanta falls on the party at fault for causing the collision. The at-fault party is the one guilty of the action or failure to act without which the collision would not have happened. This could be the distracted Uber driver, negligent third-party driver or a party such as the manufacturer of your rideshare vehicle depending on the circumstances. It may take an investigation from a law firm to identify fault for your crash.
If your Uber or Lyft driver caused the collision, you may have a case against the company’s insurance provider. If you were outside the rideshare vehicle and an Uber or Lyft driver crashed into you, you generally will not have the right to file a claim against the company. The individual driver’s personal auto insurance plan will cover your damages instead. Both companies classify their drivers as independent contractors, protecting the companies from liability.
Before you can file an insurance claim for a rideshare accident, you will need some information. The insurance agent will ask you questions such as the name of the Uber or Lyft driver, a description of the vehicle, how many people and cars were involved, the location, and the date of the crash. The company will also ask you how the accident happened. Do your best to gather information about your crash while still at the scene, including taking photographs. Then, contact a rideshare lawyer.
Calling an Atlanta rideshare attorney right from the start can ensure the protection of your rights and best interests during the claims process. Rather than risking an insurance claims adjuster convincing you to do things that could hurt your claim, such as giving a recorded statement, you can protect yourself during settlement negotiations with help from a legal expert. An Atlanta Uber and Lyft accident lawyer from The Simon Law Firm can lead you through the correct steps to initiate a claim and demand compensation for damages.
Two of the largest rideshare companies, Uber and Lyft, both have $1 million insurance policies to cover injuries and damages to riders. This coverage will only extend to riders injured en route: the rideshare driver must have been logged into the app at the time of the accident. Neither rideshare company offers insurance coverage for a driver that causes an accident while not logged into the app.
A Georgia rideshare accident can lead to confusing questions of liability, fault and insurance coverage. If you suffered serious injuries such as bone fractures or a brain injury in Atlanta, do not try to navigate your rideshare accident claim alone. Too much is at stake to allow a company such as Uber or Lyft to potentially take advantage of you. Call The Simon Law Firm for free legal advice about a recent accident at (404) 259-7635. We also respond promptly to online messages from potential clients.