Emergency Room Collection Agencies Avectus, Smith Group, Bolder Healthcare, RevClaims after Car Accidents

In the old days after a car accident, you might hear from the hospital collections department asking for information about the crash once in a blue moon. Now, it is a full fledged business with massive corporations aggressively pursuing crash victims to get their hands on any settlement money. If you had a car accident and had health insurance, you need to read this article and reach out to us immediately. The hospitals and these revenue companies will often tell you that they don't bill health insurance after a car accident and not to worry and let them bill the third party person who caused the crash instead. This sounds helpful, but everything the hospital takes comes out of your eventual settlement and they are in breach of their health insurance contract.Multiple venture capital firms like Edgewater Capital Funds and JZ Capital are backing these "Revenue Cycle Management" companies for several reasons, large collection accounts, the possibility of huge payouts and the patients are clueless and give up their rights because of the information imbalance.If you get a letter from one of these companies, there are some key things to know:
  1. If you have health insurance and the hospital is on the plan, the hospital HAS to bill the health insurance, regardless of whether it was a car wreck. They are bound by their fee schedule with the health insurer and we have heard from multiple clients about hospitals refusing to bill health insurance and coming after settlement funds instead. Why do they do it? Greed. They want more than their contract rate.  see WSBTV story on RevClaims and Grady refusing to bill health insurance.
  3. If you have medical payments insurance on your car insurance policy, that should technically payout before health insurance does to the hospital, but if it does not come up, don't raise the issue. You can use the medical payments insurance to cover your out of pocket costs first and then use the rest to handle medical reimbursement to the health insurer.
  5. If you do not have health insurance, the hospital is entitled to take out a lien and will track the progress on the case.
  7. If you don't have a case, for example where you caused the crash or the other insurance company is taking that position, let the hospital know. Often times when they realize there is no money to be had, they will put it into the bad debt pile.
Bolder is not strictly dedicated to collecting from car accidents and workers comp, they work with medical providers to improve revenue in many ways, but the Avectus/Smith Group is dedicated to those third party payors and pursuing claims to the detriment of the pocketbook of the patient in many cases. Avectus and Bolder have absorbed most of their competition including the two small law firms that used to handle the work in Georgia, Clint Harkins firm and later, Elizabeth Richards Law.Wall Street has come sniffing around the money trail. The small firms were agile and smart and knew when an injury case could support a payout and when they had to play ball. One thing is unclear. We know RevClaims, whether through ignorance or incompetence refuses to bill health insurance in some cases when they should. We do not know how Avectus and its partners will behave.  
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My wife and I were hit by a tractor trailer in 2014. After extensive research online, we were deeply impressed with the various reviews we read on Google and Avvo and chose Chris to represent us. We could not have a made a better decision. Chris and his firm treated us like we were their only clients, soothed our worries, and instantly gained our trust. Chris settled both of our cases for more than we expected. James
A co-worker of my wife recommended Chris to us. At the very beginning Chris showed that he cared and his knowledge is priceless. Going through this process can be aggravating but Chris did a great job guiding me through this and was always available to answer my questions. Chris fought to get what I deserved even though at times I wanted to give up. Tracy
I want to express my deepest sense of gratitude and appreciation to Attorney Chris Simon & Attorney Chris Carsten, for all the hard work that they put forth into my case (car accident filed after being hit by drunk driver). Their attention to detail and professionalism far surpasses their firm's reputation. Because of their diligence and dedication to their craft, they were able to bring my case to a successful close, one that I could live with. You will not find a better team for your case. Should I have a need for their services again in the future, or know of anyone looking for a top notch Auto Accident Law Firm, I would not hesitate to recommend them!!!! Elle
Wow...Chris is a very good attorney. Me and my son was in a very bad car accident an I was clueless on how to handle the situation. It's very hard to find an attorney who allows you to contact them personally instead of you contacting their asst. I was told that I didn't have a case because the hosiptal put a lien on my acct. Chris prove different and I was able to file my case with the insurance company. The process was very quickly and Im glad I selected the right attorney..Thanks Chris A Car Accident client
Chris is a great lawyer and the most people friendly attorney I have ever delt with. He handled my case with great attention to detail and did so in a very short period of time. He is very consice, efficient, patient and understanding. He has a strong passion for what he does and he does it well. I recommend Chris Simon as legal representation for anyone who has suffreed damages or a loss at the negligence of others. He really cares about you and your case. A Car Accident client