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With thousands of people across Georgia turning to rideshare driving to earn income, there has been a drastic increase in the number of Uber and Lyft drivers involved in car accidents. Uber and Lyft are required in the State of Georgia to carry $1,000,000 in liability coverage during “Period 2”, which is from the time that a ride has connected via the app until the time the ride is dropped off. State law also provides that Uber provide $100,000 in liability insurance for “Period 1”, which is when the rideshare driver has the app activated and is driving around waiting for a fare.
That is all well and good for people who are hit by Uber drivers or passengers in a Lyft ride when the accident occurs, but what insurance can protect the rideshare driver?
There are a number of solid insurance products that the driver has access too:
If you are going to be a rideshare driver, take some time and make sure your insurance situation is sorted out before you hit the roads.