The dominant players in Georgia for ridesharing apps are Lyft and Uber. As a driver, passenger or innocent third party injured in an accident, it is critical that you closely examine the different layers of insurance coverage that exist. You might not know which insurance company is the right one to hear your claim or who is legally responsible for your injuries. The rideshare company may make things worse by disputing liability or denying a valid claim to damages. The reality is consultations are free with any attorney’s office and you should take advantage of this fact to ask questions and sort through the options. Remember to insist on actually speaking with an attorney, not the paralegal, investigator or case manager. These people are nice but they CANNOT give legal advice. Insist on talking with an actual lawyer. ™
Is Uber or Lyft Responsible for My Injuries?
Financial responsibility for an auto accident in Atlanta falls on the party at fault for causing the collision but it gets confusing with rideshare. So far, there are no Georgia cases allowing people to sue the rideshare company directly for the crash under a theory that the driver is an employee. There are years of cases stating that with cabs, the cab company is protected by the independent contractor doctrine and that has carried over to rideshare apps. What we do have is $1,000,000 in liability and uninsured motorist insurance available to drivers, passengers and innocent third party folks and that means you don’t need to be concerned about actually holding Uber or Lyft directly liable. Be sure to read our detailed article on how the insurance coverages work for Uber and Lyft.
What Is the First Step to a Rideshare Accident Claim?
Before you can file an insurance claim for a rideshare accident, you will need some information. The insurance agent will ask you questions such as the name of the Uber or Lyft driver, a description of the vehicle, how many people and cars were involved, the location, and the date of the crash. The company will also ask you how the accident happened. Do your best to gather information about your crash while still at the scene, including taking photographs. Then, contact a rideshare lawyer.
We have handled over 100 of these cases in everything from fatality incidents to surgical claims and have the expertise to make a real difference in your life.