Part 1: Buying Georgia Automobile Insurance
Chapter 1 | Understand the Types of
Insurance Available on an Auto Policy . . . . . . . . . . . . . . . . . . . . 15
Chapter 2 | Determine What Coverage You Have. . . . . . . . . . . . . . . 21
Chapter 3 | Get a Quote on Increasing Your
Insurance Limits . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23
Chapter 4 | Compare Your Insurance
Company’s Rates and Service. . . . . . . . . . . . . . . . . . . . . . . . . . . . 24

Part 2: Dealing with a Car Accident in Georgia
Chapter 5 | Quick Dos and Don’ts after a
Georgia Car Accident. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29
Chapter 6 | Action Items after a Car Accident. . . . . . . . . . . . . . . . . . 35
Chapter 7 | How to Read a Georgia Accident
Report. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37
Chapter 8 | Assess Insurance Coverage. . . . . . . . . . . . . . . . . . . . . . . . 40
Chapter 9 | Property Damage Issues. . . . . . . . . . . . . . . . . . . . . . . . . . 45
Chapter 10 | Understanding Injury Cases. . . . . . . . . . . . . . . . . . . . . . 49
Chapter 11 | “What is my Auto Collision
Case Worth?”. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 57
Chapter 12 | “Do I Need a Lawyer to Handle
My Case?” . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 62
Chapter 13 | Putting Together a Demand
Package. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 67
Chapter 14 | Negotiating Your Claim . . . . . . . . . . . . . . . . . . . . . . . . . 70

Part 3: Hiring a Lawyer
Chapter 15 | “How Do I Choose a Good Lawyer?”. . . . . . . . . . . . . . 73
Chapter 16 | “How Long Will It Take a
Lawyer to Resolve My Car Accident Case?”. . . . . . . . . . . . . . . . 76

Part 4: Legal Issues
Chapter 17 | The Deadline—the Statute of
Limitations. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 79
Chapter 18 | “Should I Just Pay the Traffic Ticket?” . . . . . . . . . . . . . 83
Chapter 19 | Who Pays for the Medical Bills
after the Crash?. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 81
Chapter 20 | “Why is the Hospital Trying to
Send the Bill to the Other Car
My Health Insurance?” . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 83
Chapter 21 | Understanding Georgia Medical
Liens . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 84
Chapter 22 | Entities that Will Try to Take
Away Parts of Your Settlement. . . . . . . . . . . . . . . . . . . . . . . . . . . 86
Chapter 23 | What to Do If You Caused the Crash. . . . . . . . . . . . . . 88

About the Author. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 94
Exhibit A | Wage and Salary Verification. . . . . . . . . . . . . . . . . . . . . . 96
Exhibit B | Sample Insurance Settlement Demand Letter. . . . . . . . . 98
Exhibit C | Settlement Demand Worksheet. . . . . . . . . . . . . . . . . . . 101
Exhibit D | Medical Records Request Sample Letter. . . . . . . . . . . . 103
Exhibit E | Hospital Insurance Payment Sample Letter . . . . . . . . . 104

Client Reviews
★★★★★
My wife and I were hit by a tractor trailer in 2014. After extensive research online, we were deeply impressed with the various reviews we read on Google and Avvo and chose Chris to represent us. We could not have a made a better decision. Chris and his firm treated us like we were their only clients, soothed our worries, and instantly gained our trust. Chris settled both of our cases for more than we expected. James
★★★★★
A co-worker of my wife recommended Chris to us. At the very beginning Chris showed that he cared and his knowledge is priceless. Going through this process can be aggravating but Chris did a great job guiding me through this and was always available to answer my questions. Chris fought to get what I deserved even though at times I wanted to give up. Tracy
★★★★★
I want to express my deepest sense of gratitude and appreciation to Attorney Chris Simon & Attorney Chris Carsten, for all the hard work that they put forth into my case (car accident filed after being hit by drunk driver). Their attention to detail and professionalism far surpasses their firm's reputation. Because of their diligence and dedication to their craft, they were able to bring my case to a successful close, one that I could live with. You will not find a better team for your case. Should I have a need for their services again in the future, or know of anyone looking for a top notch Auto Accident Law Firm, I would not hesitate to recommend them!!!! Elle
★★★★★
Wow...Chris is a very good attorney. Me and my son was in a very bad car accident an I was clueless on how to handle the situation. It's very hard to find an attorney who allows you to contact them personally instead of you contacting their asst. I was told that I didn't have a case because the hosiptal put a lien on my acct. Chris prove different and I was able to file my case with the insurance company. The process was very quickly and Im glad I selected the right attorney..Thanks Chris A Car Accident client
★★★★★
Chris is a great lawyer and the most people friendly attorney I have ever delt with. He handled my case with great attention to detail and did so in a very short period of time. He is very consice, efficient, patient and understanding. He has a strong passion for what he does and he does it well. I recommend Chris Simon as legal representation for anyone who has suffreed damages or a loss at the negligence of others. He really cares about you and your case. A Car Accident client