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Table of Contents

Part 1: Buying Georgia Automobile Insurance
Chapter 1 | Understand the Types of Insurance Available on an Auto Policy . . . . . . . .15
Chapter 2 | Determine What Coverage You Have . . . . . . . .21
Chapter 3 | Get a Quote on Increasing Your Insurance Limits . . . . . . . . 23
Chapter 4 | Compare Your Insurance Company’s Rates and Service . . . . . . . . 24

Part 2: Dealing with a Car Accident in Georgia
Chapter 5 | Quick Dos and Don’ts after a Georgia Car Accident . . . . . . . .29
Chapter 6 | Action Items after a Car Accident . . . . . . . . 35
Chapter 7 | How to Read a Georgia Accident Report . . . . . . . .37
Chapter 8 | Assess Insurance Coverage . . . . . . . .40
Chapter 9 | Property Damage Issues . . . . . . . .45
Chapter 10 | Understanding Injury Cases . . . . . . . .49
Chapter 11 | “What is my Auto Collision Case Worth?” . . . . . . . .57
Chapter 12 | “Do I Need a Lawyer to Handle My Case?” . . . . . . . .62
Chapter 13 | Putting Together a Demand Package . . . . . . . .67
Chapter 14 | Negotiating Your Claim . . . . . . . .70

Part 3: Hiring a Lawyer
Chapter 15 | “How Do I Choose a Good Lawyer?” . . . . . . . .73
Chapter 16 | “How Long Will It Take a Lawyer to Resolve My Car Accident Case?” . . . . . . . .76

Part 4: Legal Issues
Chapter 17 | The Deadline—the Statute of Limitation . . . . . . . .79
Chapter 18 | “Should I Just Pay the Traffic Ticket?” . . . . . . . .83
Chapter 19 | Who Pays for the Medical Bills after the Crash? . . . . . . . .81
Chapter 20 | “Why is the Hospital Trying to Send the Bill to the Other Car Insurance Company instead of to My Health Insurance?” . . . . . . . .83
Chapter 21 | Understanding Georgia Medical Liens . . . . . . . .84
Chapter 22 | Entities that Will Try to Take Away Parts of Your Settlement . . . . . . . .86
Chapter 23 | What to Do If You Caused the Crash . . . . . . . .88

About the Author . . . . . . . .94
Exhibit A | Wage and Salary Verification . . . . . . . .96
Exhibit B | Sample Insurance Settlement Demand Letter . . . . . . . .98
Exhibit C | Settlement Demand Workshee . . . . . . . .101
Exhibit D | Medical Records Request Sample Letter . . . . . . . .103
Exhibit E | Hospital Insurance Payment Sample Letter . . . . . . . .104

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visit us 2860 Piedmont Rd NE #210
Atlanta, GA 30305