What is the Best Car Insurance in Georgia?

As a car accident attorney who sues insurance companies all the time, I am frequently asked "who has the best car insurance in Georgia?" The answer depends on your perspective. If you are asking who is the easiest to work with on getting single car accident claims resolved with your own insurer or small mickey mouse issues, then the list compiled by Consumer Reports is a good reference. If you asking who treats people with the most fairness when push comes to shove on important injury claims, there is a very different answer.

What insurers do people rate as easy to deal with on average claims?

Consumer reports ran an exhaustive study and they found that these companies in that write in Georgia are the highest rated (we leave out companies that don't do significant business in Georgia):

1. USAA Property & Casualty
2. Amica 
7. Auto-Owners Insurance Group of Companies
8. Ameriprise Financial (IDS)
9. State Farm
10. State Auto Insurance Companies
11. Mercury
12. Geico

Consumer Reports also ran a list of the worst rated companies:

1. Farmers Insurance
2. Hanover Insurance
4. Allstate
5. MetLife
6. Liberty Mutual
7. Travelers
8. The Progressive Group of Insurance Companies
10. The Hartford Financial Services Group
11. Nationwide Mutual Insurance Company
12. American Family

Which Insurance Companies are the Best When it Comes to Large Claims?

This is a completely different story. We file claims and file lawsuits against these insurers every year and the way they handle large loss clams varies substantially. Amica, Nationwide. Travelers and MetLife consistently adjust and handle large loss claims in the fairest and quickest manner in my experience. The odd thing is only Amica makes the Consumer Reports list and the other three are at the bottom of the ratings. I wonder where the customer service breakdown is occuring for these companies because when the rubber meets the road and you have a large injury claim, these are the companies that you want to be dealing with.  
Client Reviews
My wife and I were hit by a tractor trailer in 2014. After extensive research online, we were deeply impressed with the various reviews we read on Google and Avvo and chose Chris to represent us. We could not have a made a better decision. Chris and his firm treated us like we were their only clients, soothed our worries, and instantly gained our trust. Chris settled both of our cases for more than we expected. James
A co-worker of my wife recommended Chris to us. At the very beginning Chris showed that he cared and his knowledge is priceless. Going through this process can be aggravating but Chris did a great job guiding me through this and was always available to answer my questions. Chris fought to get what I deserved even though at times I wanted to give up. Tracy
I want to express my deepest sense of gratitude and appreciation to Attorney Chris Simon & Attorney Chris Carsten, for all the hard work that they put forth into my case (car accident filed after being hit by drunk driver). Their attention to detail and professionalism far surpasses their firm's reputation. Because of their diligence and dedication to their craft, they were able to bring my case to a successful close, one that I could live with. You will not find a better team for your case. Should I have a need for their services again in the future, or know of anyone looking for a top notch Auto Accident Law Firm, I would not hesitate to recommend them!!!! Elle
Wow...Chris is a very good attorney. Me and my son was in a very bad car accident an I was clueless on how to handle the situation. It's very hard to find an attorney who allows you to contact them personally instead of you contacting their asst. I was told that I didn't have a case because the hosiptal put a lien on my acct. Chris prove different and I was able to file my case with the insurance company. The process was very quickly and Im glad I selected the right attorney..Thanks Chris A Car Accident client
Chris is a great lawyer and the most people friendly attorney I have ever delt with. He handled my case with great attention to detail and did so in a very short period of time. He is very consice, efficient, patient and understanding. He has a strong passion for what he does and he does it well. I recommend Chris Simon as legal representation for anyone who has suffreed damages or a loss at the negligence of others. He really cares about you and your case. A Car Accident client